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BackLINE Bank定存加碼 12個月年息衝上2.5%
LINE Bank定存加碼 12個月年息衝上2.5%
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自由时报32 minutes agoBusiness2 min readChinaView translation

LINE Bank定存加碼 12個月年息衝上2.5%

12、13個月存期年利率2.5%,不限新戶新資金,至2027年1月4日止

Quick Look

LINE Bank推出新台幣專案定存加碼方案,12、13個月存期年利率2.5%,不限新戶新資金,至2027年1月4日止,每人最多20筆、單筆最高300萬元、總額最高6000萬元;安泰銀行亦推美元新資金定存,7天期年化利率最高8%。

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Why It Matters

台股上周重挫,本周再現強勁漲勢,金融市場震盪,民眾穩健配置需求升溫,LINE Bank與安泰銀行分別推出新台幣與美元專案定存加碼方案。

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LINE Bank「新台幣專案定存」加碼上架,祭出市場最高12、13個月存期年利率2.5%(業者提供)

〔記者李靚慧/台北報導〕台股上周重挫,本周再現強勁漲勢,面對震盪的金融市場,LINE Bank(連線銀行)再推出新一波「新台幣專案定存」加碼方案,祭出市場最高12、13個月存期年利率2.5%,不限新戶、不限新資金,至2027年1月4日止,新台幣專案定存每位存戶最多可存20筆、單筆最高300萬元,總存額每人最高6000萬元,滿足大規模資金停泊需求。

LINE Bank指出,金融市場震盪劇烈,民眾穩健配置的需求升溫,即日起推出的新台幣專案定存加碼方案,提供多元存期,12、13個月存期年利率2.5%,6至11個月存期年利率1.88%,可依個人財務藍圖、資金運用時程自由配置;每人最多可開20筆專案定存,有利客戶分批安排資金,在市場波動期間兼顧收益與資金配置彈性,實現資金效益最大化。

若手中握有美元資金,安泰銀行(2849)也鎖定短期資金停泊需求,推出「美週美利」美元新資金定存專案,主打7天短天期定存,美元新資金3萬美元以上,年化利率達8%;3000美元以上年化利率6%,提供兼顧短期收益與資金運用彈性的美元存款選擇。

該專案自即日起至 2026 年 12 月 31 日止,可透過安泰銀行網路銀行或行動銀行辦理,依美元新資金規模提供兩階段優惠利率,新資金達 3000 美元以上,7 天期年化利率 6.00%;3 萬美元以上,7 天期年化利率 8.00%。

Open Questions

  • 活動結束後利率是否會調整
  • 是否有其他銀行跟進推出類似高利率定存方案

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