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BackMerkez Bankası kredi büyüme sınırlarını artırdı! İşte yeni oranlar
Merkez Bankası kredi büyüme sınırlarını artırdı! İşte yeni oranlar
Urgent
Sabah Ekonomi1 hour agoBusiness1 min readTürkiyeView translation

Merkez Bankası kredi büyüme sınırlarını artırdı! İşte yeni oranlar

Makrofinansal istikrar ve parasal aktarım mekanizmasını destekleme amacıyla düzenlemeler yapıldı

tcmbzorunlu karşılıkkredi

Quick Look

  • TCMB, makrofinansal istikrarı desteklemek amacıyla zorunlu karşılık uygulamasında değişiklik yaparak Türk lirası cinsinden faiz/telafi ödemesine karar verdi.
  • Tüketicilere verilen ihtiyaç ve taşıt kredilerinde büyüme sınırı yüzde 3'ten yüzde 3,5'e, KOBİ'lere verilen Türk lirası kredilerinde yüzde 5'ten yüzde 5,5'e, diğer işletmelere verilen Türk lirası kredilerinde ise yüzde 2'den yüzde 2,5'e yükseltildi.

AI-generated summary

Why It Matters

TCMB'nin makroihtiyatı çerçevesinde basın duyurusu internet sitesinde yayımlanmıştır. Duyuru, bankaların ve finansman şirketlerinin 1 yıldan uzun vadeli Türk lirası ve yabancı para cinsinden mevduat dışı yükümlülükleri için tesis edilen zorunlu karşılıklara Türk lirası cinsinden faiz/telafi ödemesine karar verildiğini belirtmektedir.

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TCMB'nin makroihtiyatı çerçeveyle ilişkin basın duyurusu internet sitesinde yayımlandı.

Bankanın makrofinansal istikrarı ve parasal aktarım mekanizmasını desteklemek amacıyla zorunlu karşılık uygulamasında değişiklikler yapıldığı belirtilen duyuruda, "Bankaların ve finansman şirketlerinin 1 yıldan uzun vadeli Türk lirası ve yabancı para cinsinden mevduat dışı yükümlülükleri için tesis edilen zorunlu karşılıklara Türk lirası cinsinden faiz/telafi ödemesi yapılmasına karar verilmiştir." ifadesi kullanıldı.

Düzenlemeyle, tüketicilere kullandırılan ihtiyaç ve taşıt kredilerinde 8 haftalık büyüme sınırı yüzde 3'ten yüzde 3,5'e çıkarıldı. KOBİ'lere kullandırılan Türk lirası kredilerde sınır yüzde 5'ten yüzde 5,5'e, KOBİ dışındaki işletmelere kullandırılan Türk lirası kredilerde ise yüzde 2'den yüzde 2,5'e yükseltildi.

Open Questions

  • Yeni zorunlu karşılık ve kredi büyüme sınırları ne tarih itibarıyla yürürlüğe girecek?
  • Bu düzenlemelerin bankaların kredi faiz oranları üzerindeki etkisi ne olacak?
  • Telafi ödemesi oranı ve uygulama detayları nelerdir?

Related Topics

tcmb
OrganizationsTürkiye Cumhuriyet Merkez Bankası
Topicszorunlu karşılıkkreditürk lirasımakrofinansal istikrar
This article was originally published by Sabah Ekonomi.

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