
AI-generated summary
Il mercato immobiliare britannico ha affrontato un contesto più difficile negli ultimi mesi, con l'impatto degli eventi globali sull'inflazione e sui costi di finanziamento che ha creato maggiore incertezza economica.
I prezzi delle case nel Regno Unito sono scesi dello 0,4% su base annua ad agosto, segnando la prima flessione da novembre 2023, a causa dell'incertezza economica nel Paese e del costo dei mutui. È quanto emerge dall'indice elaborato dal gruppo bancario britannico Lloyds. Su base mensile i prezzi sono calati dello 0,2%, dopo il -0,1% di luglio. Il valore medio di un immobile è stimato in 298.468 sterline, contro le 299.153 del mese precedente. "Il mercato immobiliare ha affrontato un contesto più difficile negli ultimi mesi, con l'impatto degli eventi globali sull'inflazione e sui costi di finanziamento che ha creato maggiore incertezza economica.
Quello che non stiamo vedendo è una corsa dei proprietari a tagliare i prezzi", ha dichiarato Andrew Asaam, direttore per il settore dei mutui di Lloyds. Non solo, sempre secondo Asaam, le compravendite sono diminuite, con le approvazioni di mutui ai minimi dal 2024. I prezzi medi delle proprietà restano comunque superiori di circa il 25% rispetto alla fine del 2019.

S&P expects reinsurance prices to decline further in 2027 due to ample capacity available from traditional reinsurers and alternative capital providers, with likely declines in underwriting performance and profitability in 2026-2027, despite the industry's resilience in the face of geopolitical risks, social inflation and natural catastrophes; AI adoption focuses on support functions, automation and risk management.

European stock markets showed contrasting trends at mid-session, with London up 0.2%, Paris unchanged, Milan and Frankfurt down 0.2% and 0.3% respectively. Investors are monitoring the success of the AfD in the German regional elections and the growing tensions between Iran and the United States, which have caused the price of oil to rise (WTI to 92.3 dollars, Brent to 97.5 dollars), increasing concerns about inflation and the future moves of the ECB, which will raise rates to 2.5% on Thursday. On Piazza Affari, Tim and Poste Italiane lost ground in the last week of the takeover bid for the telephone group, while Lottomatica jumped by 8.8% thanks to the prospects of the merger with Cirsa.

The Pun, the single national price of electricity in Italy, reached an average of 202.89 euros/MWh in the week from 31 August to 6 September, exceeding the threshold of 200 euros/MWh. The increase is attributed to the rise in gas prices linked to the war in Iran and the high consumption due to the intensive use of air conditioning.

Fixed-income investments, also known as structured products, offer predefined returns linked to equity indices with downside protection and limited upside potential. They capitalize on the equity risk premium and volatility risk premium, enhancing medium- to long-term predictability by reducing volatility and investor behavioral errors. They are useful for goals such as retirement planning, allowing participation in long-term equity outperformance without fully bearing short-term market fluctuations.

Banca Mediolanum recorded total net collections of 678 million euros in August, bringing the figure from the beginning of the year to 8.46 billion. Net collections in managed savings were 1.09 billion in the month and 6.56 billion since the beginning of the year. New loans disbursed were 234 million in August and 2.77 billion from the beginning of the year, while protection policy premiums were 17 million in August and 173 million from the beginning of the year. CEO Massimo Doris underlined the solidity of the bank's activities.

Intesa Sanpaolo leads 12 small and medium-sized Italian companies in the aerospace supply chain on a growth path in Silicon Valley, supported by the new Connecting Markets digital platform developed with Matchplat to promote internationalization through artificial intelligence and data on over 560 million global companies.