Be careful when shopping online! Woman mistakenly scanned overseas platform payment QR code and suffered continuous deductions from her account

The scam group combines fake online auctions with fake customer service skills to defraud. It first guides the victim to join LINE, provides a disguised overseas platform payment QR code, and tricks the victim into opening the QR code of online banking or Taiwan Pay for scanning. If the public cooperates, the account will be charged for cross-border consumption, or even become a cross-border money laundering account. As a result, a woman surnamed Fan in the south was deducted 5 times across the border, and she was so frightened that she quickly reported the case to the police.

The Criminal Bureau stated that in mid-June this year, Fan Nu purchased a microwave oven through a Facebook social media advertisement. The seller stated that she would use "Black Cat Delivery Cash on Delivery" for the transaction and provided a link. The victim clicked the link as instructed, but after entering the information, it showed "Real-name authentication not completed." She needed to contact online customer service. There was a link to the customer service LINE account on the webpage. The fake customer service told her that she needed to cooperate with online bank transfer for financial verification.

The fake customer service then sent the payment QR Code generated by the overseas online shopping platform to Fan Nu, and induced the victim to use the online banking or electronic payment app on the mobile phone to scan and verify it, causing Fan Nu to use an online bank that supports electronic payment for cross-border online shopping to scan the provided QR Code, which triggered consumption deductions. The transaction details showed 2 "E Cross-border Purchases", and the victim was scanned with the payment tool bound to the post office. Code, charges were deducted in the name of cross-border shopping, and the transaction details showed 3 "Alipay" transactions. The victim suddenly realized that he had fallen into a fraud trap and hurried to the police station to report the crime.

According to the analysis of the Criminal Bureau, the fraud group uses overseas online shopping platforms (such as Taobao) for shopping and consumption. When paying, select "Pay by overseas region" and generate the payment QR Code, then disguise it as an "identity/cash flow verification code" and provide it to the victim, tricking the victim into actively scanning the code to pay. In this way, they can directly obtain high-priced goods overseas or conduct money laundering. Therefore, the public is reminded to beware of being deceived.