Insurance Page at COP31

President of the Insurance Association of Turkey Ahmet Yaşar, HDI Sigorta General Manager Firuzan İşcan and Türkiye Katılım Sigorta General Manager Özgür Öntürk were the live broadcast guests of the Habertürk TV Insurance Page program, which was held from the Insurance House established in Antalya within the scope of COP31.

The role of the insurance sector in the management of climate risks, the insurability of renewable energy and durable infrastructure investments, and SMEs' access to insurance assurance were discussed in the broadcast.

Ahmet Yaşar, President of the Insurance Association of Türkiye, emphasized that climate risk cannot be discussed at the table without insurance.

Ahmet Yaşar stated that climate risks have become a part of daily life and emphasized that the insurance sector should take an active role in shaping climate policies.

Stating that Insurance House brings together sector representatives and decision makers, Yaşar pointed out the importance of practices that will reduce losses before disasters for the continuity of economic activities.

Expressing his hope that COP31 will be the implementation COP, Yaşar said, "We are trying to explain that the climate crisis cannot be discussed without insurance. Insurance has now transformed and changed. Insurance has a much bigger mission. Our mission is to predict the risks, prevent the ones we foresee, and eliminate the bad consequences of what we cannot prevent. We focus on a structure that reduces pre-disaster losses and the continuity of economic life."

Firuzan İşcan stated that insurability should be evaluated at the planning stage in order to realize renewable energy and durable infrastructure investments.

İşcan emphasized the importance of increasing insurance awareness and facilitating access to insurance, especially in SMEs, in terms of post-disaster business continuity.

PREVENTIVE INSURANCE

Özgür Öntürk emphasized the protection gap and pointed out that insurance not only pays in case of damage but also has a preventive role.

Saying that their duty as insurers is to make coverage and risks more understandable, Öntürk said, "I think it is valuable to make insurance accessible."

Öztürk stated that more understandable guarantees and micro-insurance solutions specific to businesses can contribute to reducing the protection gap in SMEs.

He pointed out that businesses choosing coverage appropriate to their risks facilitates post-disaster recovery.