Financing Support from Ziraat Bank for the Green Transformation of Companies Operating in Organized Industrial Zones

Ziraat Bank aims to facilitate access to finance in the green transformation processes of Organized Industrial Zones and the companies operating within them, with the OIZ Green Loan Package prepared in cooperation with the Ministry of Industry and Technology and the Credit Guarantee Fund (KGF) in order to contribute to improving the environmental performance of Organized Industrial Zones, which are one of the important centers of Turkey's production power, and strengthening the low-carbon production infrastructure.

Addressing the green transformation needs of the production ecosystem extending from OIZs to enterprises with a holistic approach, Ziraat Bank supports the transformation of production infrastructure in line with Türkiye's 2053 net zero emission target by developing products and services that directly respond to the changing financing needs of the real sector.

GREEN FINANCE FOR SUSTAINABLE PRODUCTION IN OIZS

With the OIZ Green Loan Package, Organized Industrial Zone legal entities and companies operating in these OIZs; It aims to finance investments aimed at transition to low-carbon production technologies, increasing energy and resource efficiency, developing sustainable production capacity, disseminating circular economy practices, converting waste into economic value, effective management of water resources and improving environmental performance. The package offers a financing model that supports the transformation process holistically by covering the financing of investments as well as the working capital needs associated with these investments.

OIZ legal entities and SME and non-SME companies operating in these OIZs will be able to benefit from the package within the scope of the protocol signed between our Bank, the Ministry of Industry and Technology and the Credit Guarantee Fund. According to the results of the Sustainability Status Assessment Report, the investment subject to financing must reduce carbon emissions by at least 15% or increase energy efficiency by at least 15%. The OSB Green Loan Package includes OSB Zero Waste loan products for recycling investments and OSB Green Transformation Loan products for other green transformation issues. KGF guarantee opportunity is also provided for these products.

While the maximum loan amount for investment loans is determined as 100 Million TL for SMEs, the maximum loan amount for non-SME companies can be determined up to 500 Million TL. In business loans, the maximum loan amount for SMEs is 10 Million TL, while the amount can go up to 50 Million TL for non-SME companies.

Investment loans can be extended with a maximum maturity of 120 months and a principal payment grace period of up to 24 months can be provided. For business loans, a maximum maturity of 24 months and a grace period of up to 6 months can be applied. Loans can be granted in TL or foreign currency (USD/EUR).

ALPASLAN ÇAKAR: "WE SEE THE GREEN TRANSFORMATION OF OIZS AS THE MAIN ELEMENT OF THE TRANSFORMATION OF THE PRODUCTION ECOSYSTEM."

Ziraat Bank General Manager Alpaslan Çakar said the following in his evaluation of the OIZ Green Loan Package: We are excited to introduce you to our OIZ Green Loan Package, which will contribute to the green transformation journey of our Organized Industrial Zones, which are at the center of our country's production power, with our financing power.

Our OIZs, which host approximately half of our industrial production, are among the most important centers of Türkiye's production power and global competitiveness with their strong production infrastructures and the economic value they create.

We see the green transformation of OIZs as the main element of the transformation of the production ecosystem. Because we think that our OIZs are the locomotive of Türkiye's production infrastructure. Green transformation also brings with it a significant investment and financing need for our companies. As Ziraat Bank, we have prepared the OSB Green Loan Package to support our companies in achieving this transformation and to provide the financing resources they need. We believe that international development finance institutions, with which we are currently collaborating and aiming to contribute to Türkiye's green transformation, will also pay special attention to this critical agenda on the occasion of COP31 hosted by our country.

We also carry the circular economy approach to our own activities.

The circular economy approach requires us to see waste not as an output to be disposed of, but as a resource that can be brought back into the economy. While we support the green transformation of our Organized Industrial Zones, we also carry this understanding to our own activities.

We have successfully completed the TRUE Zero Waste pre-certification process with the work we carried out in our Ziraat Towers in Istanbul Financial Center. Thus, we became the first financial institution in Türkiye to reach this stage. We view the TRUE process as a corporate governance tool that provides internationally comparable performance and continuous improvement in resource management. Our pre-certification is a valuable stage in our circular economy journey and the starting point for further performance.

In the coming period, we will continue to contribute to the financing of investments that are compatible with our country's 2053 net zero emission target, increase energy and resource efficiency, reduce environmental impacts and support the competitiveness of production.

KGF Chairman of the Board Erdoğan Özegen said; We strengthen the sustainable production capacity of our businesses by supporting the green transformation and resource efficiency of our industry.

Green transformation of our industry, efficient use of resources and reduction of environmental impacts are of great importance in achieving our country's sustainable development goals. As the Credit Guarantee Fund, we continue to facilitate our businesses' access to finance and support their investment processes with the guarantee mechanisms we have developed for the changing needs of our real sector.

With this package we have prepared under the leadership of Ziraat Bank, we aim to support the green transformation and zero waste investments of our businesses operating in our Organized Industrial Zones.

Within the scope of the OIZ Green Transformation Loan, we will support the financing of renewable energy, electrification, energy and resource efficiency and efficiency-increasing capacity investments. With the OSB Zero Waste Loan, we will pave the way for investments such as recycling, wastewater treatment and recovery, reusable packaging, chemical regeneration and biochar production.

Our aim; Our aim is to facilitate our industrialists' access to finance in their transformation journey, to increase efficiency in production and to contribute to our country's green development goals. As KGF, we will continue production, investment, employment and exports with our strong collaborations and innovative guarantee solutions.

It is announced to the public with respect.