From October 1, 2026, it will be possible to replenish a bank account in cash through a third-party ATM using SBP
Quick Look
- From October 1, 2026, customers will be able to top up their bank account with cash through an ATM of another credit institution using the Faster Payment System (FPS).
- Banks will make decisions on introducing the service independently.
- Limits: no more than 25 thousand rubles per operation, 50 thousand rubles per day and 200 thousand rubles per month.
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Why It Matters
The Faster Payment System (FPS) is already used for transfers between individuals and payment for goods and services. Now it is expanding to cash replenishment operations through ATMs of third-party banks.
From October 1, 2026, it will be possible to replenish a bank account in cash through an ATM of a third-party credit institution using the Fast Payment System (FPS).
The decision to introduce the account replenishment service through SBP will be made by banks independently.
The total amount of cash credited in this way should not exceed 25 thousand rubles for one transaction, 50 thousand rubles for a calendar day and 200 thousand rubles for one calendar month.
MOSCOW, September 28 - RIA Novosti. Replenishing a bank account in cash through an ATM of a third-party credit organization using the Faster Payment System (FPS) will become available from October 1, 2026, follows from the instructions of the Bank of Russia, registered by the Ministry of Justice of the Russian Federation.
“The SBP can be used by a credit organization that is a participant in the SBP to transfer funds received from an individual in cash using an ATM to the bank account of that individual opened with another credit institution that is a participant in the SBP,” the document says.
It is noted that banks will make the decision to introduce such a service independently.
In this case, the total amount of cash credited in this way should not exceed 25 thousand rubles for one transaction, 50 thousand rubles during a calendar day and 200 thousand rubles during one calendar month. The SBP Operations Center will verify that these amounts are not exceeded and forward information about the verification results to the bank where the recipient's account is opened.
Open Questions
- Which banks plan to connect to the new service from October 1, 2026?
- Will there be a fee for such a transaction and if so, what is it?
- How will cases of exceeding established limits be handled?
