
美國30年期固定房貸利率今日升至7.03%,為川普重返總統職位以來最高水準。報導指出,此利率上升加重美國家庭負擔,與伊朗封鎖霍爾木茲海峽導致燃料價格飆漲、聯準會升息等因素共同影響消費者與企業壓力,儘管8月新屋銷售月增6.4%,但年率仍較去年同期下降2.0%。
AI-generated summary
美國房貸利率在COVID-19疫情後持續偏高,近期受通膨壓力與聯準會升息影響進一步上升,同時中東地緣局勢惡化導致能源價格波動。
(中央社華盛頓24日綜合外電報導)數據顯示,美國房貸利率今天突破7.0%,創下川普重返總統職位以來的新高水準。隨著選民在期中選舉前面臨高昂的生活成本,房貸負擔也成為關注焦點。
法新社報導,美國30年期固定房貸利率截至今天平均為7.03%,明顯高於去年同期的6.30%。
根據美國聯邦住宅貸款抵押公司(Freddie Mac,簡稱房地美)資料,這是自去年1月16日以來的最高平均水準。
目前距11月期中選舉只剩下數週時間,住房負擔能力已成為美國選民關注的主要議題。
美國與以色列今年2月底聯手對伊朗發動攻擊後,引發中東戰爭,伊朗封鎖重要能源運輸航道霍爾木茲海峽(Strait of Hormuz)進行反擊,導致燃料價格大漲。
美國家庭高度依賴的普通汽油,以及農民和卡車運輸業者所需的柴油價格均大幅飆漲,加重消費者與企業壓力。
為因應通貨膨脹升溫,美國聯邦準備理事會(Fed)本月自2023年以來首次升息,試圖抑制物價上漲。
在此之前,COVID-19(2019冠狀病毒疾病)疫情後持續偏高的房貸利率就已對美國房市造成壓力。
本週房貸利率進一步上升,預料將讓準備購屋民眾的負擔加重。
透過 Google News追蹤中央社
美國商務部今天也公布另一項報告顯示,8月新屋銷售月增6.4%,經季節性調整後,新屋銷售年率達到68.4萬戶。
然而,儘管8月銷售較前一個月成長,但與2025年8月相比仍下降2.0%。(編譯:徐睿承)1150925
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AI outlook — possibilities, not facts
美國聯準會將在未來幾個月內維持高利率政策以抑制通膨
Likely · Within months
若霍爾木茲海峽封鎖持續,全球油價將進一步上升
Possible · Within weeks

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