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Back84歲美國老婦被迫開Uber謀生 悔恨年輕時未存退休金
84歲美國老婦被迫開Uber謀生 悔恨年輕時未存退休金
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自由时报1 hour agoBusiness2 min readChinaView translation

84歲美國老婦被迫開Uber謀生 悔恨年輕時未存退休金

84歲的莎朗從護理工作退休後,因社會安全金不足以支應生活開銷,2016年起重返職場開Uber賺取外快。

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84歲美國老婦莎朗因護理退休後社會安全金不足,自2016年起每週開Uber賺取生活費。她坦言年輕時未存退休金,並呼籲年輕人及早規劃退休,以免晚年陷入經濟困境。

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Why It Matters

隨著美國生活成本上升,越來越多高齡人士透過Uber等零工平台補足退休收入。

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為了生活,許多高齡長者無法安穩退休,被迫繼續工作。

84歲本該是享受退休生活的年紀,但美國一名老婦人如今每週仍得花大部分時間駕駛Uber載客,只為支付日常帳單。她2010年從醫院護理工作退休,原以為能靠社會安全金過日子,卻發現每月收入遠遠不足以支應生活開銷,最後在2016年重新投入職場,靠開Uber增加收入。

外媒報導,84歲的莎朗(Sharon Albrecht)表示,開Uber是她取得額外收入、支付帳單最快的方法,她目前每週至少希望賺進250美元(約新台幣7906元)。

她除了接送乘客,也持續從事輔導及諮詢工作。她表示,乘客通常會給她5星評價,也有人稱讚她很健談。她甚至把倒車攝影機等新車安全功能視為開車時的重要幫助,並自豪地說,自己已經3年沒有收到超速罰單。

對她來說,開車並不只是為了打發時間,而是實際的生活需求。她坦言,如果沒有這筆額外收入,帳單就無法順利支付。

莎朗表示,自己沒有任何退休儲蓄,年輕工作時也從未認真為退休存錢,因為當時總覺得自己還年輕,「沒有必要這麼早想退休」,加上年輕時抱持著活在當下的生活態度,最終讓她在晚年必須繼續工作。

隨著美國生活成本上升,越來越多高齡人士也開始透過Uber等零工平台補足退休收入,但就業專家指出,這類工作雖然時間較為彈性,卻不像傳統受薪工作提供完整保障,而且汽油、車輛維修與其他營運成本,也可能進一步壓縮實際收入。

也正因為自己走過這段路,莎朗現在給年輕人的建議非常直接「你一開始工作,就應該規劃退休。」她希望年輕人不要重蹈自己的覆轍,別等到真正需要退休時,才發現手上的社會安全金與儲蓄根本不足以支撐生活。

Open Questions

  • 美國高齡勞工的具體比例為何?
  • 零工經濟平台是否有針對高齡駕駛的保障措施?

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This article was originally published by 自由时报.

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