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The Faster Payments System (FPS) in Russia previously allowed free transfers between individuals up to certain limits. Now the Bank of Russia has allowed the use of SBP for depositing cash through other people's ATMs.
Banks in Russia can now offer customers to deposit cash into their accounts through ATMs of third-party credit institutions; this service is implemented using the Fast Payment System (FPS), while connection to it remains at the discretion of the credit institution. The corresponding instruction of the Bank of Russia came into force on October 1.
In this way, you will only be able to top up your account at another bank, but you will not be able to transfer money to another person. The total amount of cash deposited should not exceed 25 thousand rubles for one transaction, 50 thousand rubles for one day and 200 thousand rubles for one month.
Topping up your account with cash through a third-party ATM will not be considered a transfer between accounts, so the free limit of 30 million rubles does not apply, just as the limits for free transfers to other people up to 100 thousand rubles do not apply.
The maximum amount of cash deposit for one transaction is 25 thousand rubles, during the day - 50 thousand rubles, during the month - 200 thousand rubles.
Banks have the right to set fees for account replenishment services through third-party ATMs in accordance with concluded agreements.

On October 1, a law on licensing the wholesale and retail trade of tobacco and nicotine-containing products comes into force in Russia. Licenses will be issued for a period of up to five years, subject to payment of state duty and absence of tax debt in excess of 3,000 rubles. The ban on trading without a license will come into force only in March next year.

From October 1, 2026, labeling of sausages and personal care products in the “Honest Sign” system has become mandatory in Russia. A licensing regime for sales has been introduced for motor oils, and retail stores have begun to automatically transmit data on the sale of labeled canned goods. Manufacturers and importers are required to apply marking codes and transmit information about the introduction of goods into circulation. Violators face fines of up to 20 thousand rubles.

From October 1, the Bank of Russia is reducing the limits on issuing certain types of loans to over-leveraged borrowers. The values of macroprudential limits for unsecured consumer loans have been tightened, especially for loans with a term of more than 5 years. The Central Bank additionally reduced the limits on the issuance of non-targeted loans secured by housing and cars, as well as targeted car loans, while the regulation of the issuance of mortgage loans was left unchanged.

From October 1, 2026, the conditions of the Family Mortgage program are changing: a differentiated interest rate scale is being introduced from 2% to 12% depending on the number of children and region of residence. The maximum subsidy period will be 15 years, and to receive a loan at least one child must be under 7 years old. The maximum loan amount will vary for Moscow, St. Petersburg, Moscow and Leningrad regions and other regions.

From October 1, family mortgages in Russia will switch to a differentiated system: the interest rate and maximum loan amount will depend on the number of children in the family. For families with three or more children, conditions are improving; for families with one or two children, conditions are worsening or remain ambiguous. In Moscow and St. Petersburg, separate increased limits and rates apply.

Russia's draft budget for 2027–2029 is balanced, which is important for maintaining macroeconomic stability and reducing inflation. The project fully takes into account the required amounts of funding for socially significant areas.