Installment limit increased on mobile phones

The Ministry of Commerce has implemented new regulations in line with the decisions of the Banking Regulation and Supervision Board (BDDK), within the scope of its authority to regulate the installment sales of retail businesses to consumers.

In the statement made by the Ministry of Commerce, it was stated that "With the amendment of the Regulation published in the Official Gazette dated 15 October 2026 and numbered 33401, the installment limit for new mobile phone sales was increased from 20 thousand TL to 40 thousand TL, while 12 months' installment opportunity was provided for refurbished mobile phones without any amount limit."

Accordingly, the installment limit for new mobile phone sales was increased from 20 thousand TL to 40 thousand TL. The maturity limit of 12 months was maintained for mobile phones priced at or below 40 thousand TL, and 3 months for mobile phones priced above 40 thousand TL. A 12-month maturity opportunity has been introduced for mobile phone sales, which are refurbished products, without any amount limit.

No changes were made to the installment amount and maturity limits for electronic goods, tablet computers, televisions, electrical appliances, furniture, domestic tourism and travel expenses, vehicles and jewelery sales. Thus, compliance with the decisions previously taken by the BRSA was maintained in the goods and services groups in question.

In the statement, it was reported that the regulation was made in line with the authority given to the Ministry and in compliance with the BRSA decisions regarding the updating of credit maturity limits for mobile phone purchases.