Agents will do the shopping with ChatGPT Wallet
The wallet, which can make purchases via card with Dots agents, is currently only available to certain users in the USA.
Quick Look
- OpenAI announced that it is gradually rolling out the ChatGPT Wallet wallet, which allows card-based purchases with Dots agents, to ChatGPT Pro subscribers in the United States.
- The wallet can be used with supported American Express, Chase, Mastercard and Visa cards for users over 18 years of age with a US billing address.
- Every payment requires biometric confirmation and actual card information is not shared.
AI-generated summary
Why It Matters
OpenAI announced that it is gradually rolling out the ChatGPT Wallet wallet, which allows card-based purchases with Dots agents, to ChatGPT Pro subscribers in the United States. The wallet can be used with supported American Express, Chase, Mastercard and Visa cards for users over 18 years of age with a US billing address. Every payment requires biometric confirmation and actual card information is not shared.
OpenAI has started offering a wallet for Dots agents called ChatGPT Wallet. Agents will now be able to make purchases with your card according to the commands you give. However, for now, the wallet is only available to certain users in the US.
Who is ChatGPT Wallet available to?
Distribution started today. The wallet is currently only available to ChatGPT Pro subscribers in the USA. For this, the user must be over 18 years old. Moreover, carrying a US billing address is a must.
Supported cards are also limited: eligible American Express, Chase, Mastercard and Visa cards issued in the United States. After adding it to the card, Dots agents can purchase products with this card as you wish. So defining the card once is enough.
Every payment is made with your approval
When the agent comes to the payment step, he asks you first. According to OpenAI's support page, every purchase on ChatGPT Wallet requires a security check. This control is done through biometric verification such as Face ID or fingerprint.
After you review and confirm the purchase, the system replaces your card information with a payment token. OpenAI likens it to contactless payment, Apple Pay or Google Wallet. Thus, the real card information goes neither to the Dots agent nor to the business you shop at.
The company expects that in the future, users will be able to leave shopping entirely to the agent. For this, it will be necessary to set clear boundaries such as spending limit, product category or time period. Pre-approval of purchases will also be part of this order.
It may not work on all sites
Some retailers restrict AI agents, some block them entirely. For example, Amazon blocked Meta's Muse agents earlier this year. Therefore, it would not be correct to assume that the agent will operate in every store.
According to OpenAI, in order for agents to use the wallet, websites must not accidentally block agents. Payment and risk systems must also recognize legitimate transactions made by agents. Because if the system deems an agent transaction as fraudulent, the payment may be interrupted.
ChatGPT Wallet is being gradually rolled out to ChatGPT Pro subscribers in the US starting today. A date for other countries and subscription levels was not shared.
What to Watch
AI outlook — possibilities, not facts
ChatGPT Wallet will be expanded for other countries and subscription levels.
Likely · Within months
More retailers may restrict or block AI agents.
Possible · Within months
Open Questions
- When ChatGPT Wallet will be available in other countries
- When to open the wallet for other subscription levels
- Which retailers will restrict or block agents







