Writer Wu Danru feels sorry for Chen Xingyu: It is hard to let go of having to pay the mortgage for her ex-husband

2026/09/24 12:13

[Reporter Qiu Yiqin/Report from Taipei] Chen Xingyu, the daughter of former President Chen Shui-bian, has recently become the focus of discussion again due to her marriage. It is even reported that she donated the property rights of the clinic to her ex-husband Zhao Jianming, but she has been burdened with a mortgage of up to 60 million yuan for many years. In response to this, writer Wu Danru expressed her grievances for Chen Xingyu in the latest episode. She bluntly said that it would be difficult for herself to accept it. She also analyzed from a legal perspective how to avoid similar situations from happening, and even pointed out that if certain methods are adopted, it may be difficult to save the Zhao Jianming Clinic.

After their divorce, Chen Xingyu (left) and Zhao Jianming (right) continued to clash over issues such as real estate and children's education funds. (Photo from this newspaper)

When Wu Danru talked about related incidents on the YouTube channel "Wu Danru Life Practical Business School", she said that divorce itself is not necessarily the most uncomfortable thing, but if you continue to bear the huge mortgage loan for your ex-husband after the divorce, "every time you pay, every time you get angry!" is what is really hard to let go. Wu Danru believes that Chen Xingyu may have chosen to pay so much based on the relationship and trust between the couple, but when the marriage finally broke up, the past efforts became a heavy burden.

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Wu Danru, a law graduate from National Taiwan University, also proposed a number of legal protection methods, including advance notice registration, setting up mortgages, and signing conditional gift contracts. Wu Danru pointed out that if notice registration was carried out at the beginning, even if the house has been transferred, it will be difficult to dispose of it arbitrarily without the consent of the original owner; if a high mortgage is set, even if the property is sold, part of the equity can be recovered first. Wu Danru even bluntly said that if the mortgage loan continues to be borne by one party but has no control over the property disposal, "in fact, you can consider stopping the payment." After the bank intervenes, the property may even face foreclosure.

In the show, Wu Danru analyzed the issues of real estate donation and mortgage loans from a legal perspective. (Reproduced from YouTube)

Talking about Chen Xingyu's recent visit to Zhao Jianming Clinic and leaving a 1-star review, Wu Danru said that she could understand her mood and believed that the reason why many people are particularly concerned about this matter is because many women have assumed unequal financial responsibilities in marriage. Wu Danru lamented that if you pay a high mortgage for your ex-husband for many years and watch him start a new life, everyone will inevitably feel unbalanced, which resonated with many netizens.

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