In an environment where economic fluctuations continue, retirees who are looking for additional income continue to search for the most advantageous promotion options to utilize their salaries.
The competition to gain customers in the banking sector is directly reflected in the promotion rates, offering different cash alternatives to retirees.
While cash payments are deposited into accounts in a short time after the approval process, the conditions requested by banks directly determine the total earnings.
DIFFERENCES BETWEEN THE BASE PROMOTION AND ADDITIONAL TERMS
Most of the high payment amounts announced by banks are given depending on conditions such as giving automatic bill payment orders, spending a certain amount with a credit card, having insurance, opening a deposit account or using an overdraft account.
Basic promotions, paid without any additional conditions, are generally between 5 thousand TL and 15 thousand TL, depending on the salary.
While promotional income remains limited for retirees who do not want to take on additional obligations, total payment figures increase exponentially for those who benefit from all advantages.
Finance experts emphasize that when choosing a bank, not only the maximum promised amount but also the additional product usage conditions required to reach this amount should be taken into account.
BANK BANK OCTOBER 2026 RETIRED PROMOTION RETURNS
The promotion comparison table, which is closely followed by millions of retirees, has been updated taking into account the latest additional advantages and net cash payments announced.
ZIRAAT BANK
Basic Promotion: 12,000 TL
Additional Benefits: Additional unconditional net payment
Total Earnings: 12,000 TL
HALKBANK
Basic Promotion: 12,000 TL
Additional Benefits: Additional unconditional net payment
Total Earnings: 12,000 TL
KUWAIT TURK
Basic Promotion: 12,000 TL
Additional Advantages: Rewards for credit card usage and billing orders
Total Earnings: 14,000 TL
QNB
Basic Promotion: 20,000 TL
Additional Benefits: Additional unconditional net payment
Total Earnings: 20,000 TL
GARANTI BBVA
Basic Promotion: 15,000 TL
Additional Benefits: Additional rewards on credit card spending, advance account usage and new insurance policy
Total Earnings: 25,000 TL
AKBANK
Basic Promotion: 15,000 TL
Additional Benefits: Additional rewards with health insurance, billing order, credit card spending and mobile application participation
Total Earnings: 30,000 TL
DENİZBANK
Basic Promotion: 12,000 TL
Additional Advantages: Additional rewards for additional account usage, billing orders and credit card usage
Total Earnings: 30,000 TL
YAPI KREDİ
Basic Promotion: 15,000 TL
Additional Advantages: Invoice order, credit card spending and reward for becoming a new customer through digital channels
Total Earnings: 30,000 TL
ING
Basic Promotion: 15,000 TL
Additional Benefits: Automatic billing order, additional rewards for account opening, credit usage and debit card spending
Total Earnings: 32,000 TL
Türkiye FINANCE
Basic Promotion: 27,000 TL
Additional Advantages: Additional cash reward for those who bring their retired relatives to the bank
Total Earnings: 32,000 TL
İŞ BANKASI
Basic Promotion: 15,000 TL
Additional Advantages: Additional rewards with automatic billing order and card point campaigns
Total Earnings: 35,000 TL
PROMOTIONAL APPLICATIONS AND COMMITMENT CONDITIONS
Citizens who want to benefit from the pension promotion must transfer their pensions to the relevant bank offering the campaign. After the salary transfer process, the bank's promotion commitment is confirmed.
Salary transfer and promotion applications can be easily carried out through mobile applications, internet banking and e-Government channels, as well as bank branches, without going to a branch.
