An expensive autumn awaits: "One battle after another"

On Wednesday, the Riksbank raised the key interest rate by 25 basis points to 2 percent. According to the interest rate forecast, more increases can be expected in the coming year.

For mortgage borrowers, the increase may mean that the banks' interest rates rise.

- It is clear that they will try to pass it on, because they also get higher borrowing costs. It usually affects us as private individuals, says Ellen Hagström.

Electricity prices skyrocket – the high-cost protection is activated

At the same time, electricity prices have skyrocketed in southern Sweden. In electricity area 4, which includes Skåne, among other things, the spot price in October was more than five times as high as in northern Sweden.

The average price also exceeded the government's limit for high-cost protection of SEK 1.50 per kilowatt hour - which is now being activated in the area.

- Southern Sweden is hit particularly hard by not having as much electricity production, says Ellen Hagström.

Hagström also points to the war between Russia and Ukraine, high European gas prices and low water reservoirs in Norway as factors behind the high electricity prices.

Tax credits disappear

In addition, the temporary tax reduction on fuel ends on 1 December. This can mean several more kroner per liter at the pump.

For those who travel by public transport, however, there is one last opportunity to take advantage of the temporary discount on monthly passes.

- In the Stockholm area with SL, December 2 is the last day when you can activate a discounted monthly card, says Ellen Hagström.