Taiwan’s per capita financial assets rank fifth in the world and second in Asia.

First published 10-01 23:04

Update time 10-02 05:46

According to statistics, Taiwan’s per capita financial assets rank fifth in the world. (Reuters photo)

[Reporter Wang Menglun/Taipei Report] Taiwan’s “per capita income” is amazing! Germany's Allianz Group released its 2026 "Global Wealth Report", in which Taiwan performed well, with per capita financial assets reaching 164,470 euros (approximately NT$5.95 million), ranking fifth in the world, second only to the United States, Switzerland, Denmark and Singapore, and continues to be one of the richest countries and regions in Asia.

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Taiwanese are indeed "good savages". This is because according to Allianz's "Global Wealth Report", Taiwan's net financial assets per capita in 2025 has reached a level of 164,470 euros, which is second in Asia and fifth in the world. It is definitely among the best; as for the United States, it ranks first in the world (296,950 euros), Switzerland ranks second (275,980 euros), Denmark ranks third (197,510 euros), and Singapore ranks fourth (192,840 euros).

According to the 17th edition of Allianz's "Global Wealth Report", the balance sheet status of households in nearly 60 countries was examined. The report pointed out that global household wealth reached a record high in 2025, but at the same time, in view of the rise of market returns and AI, who can benefit from wealth creation in the future, asset ownership has become increasingly important.

The report pointed out that by the end of 2025, the total financial assets of Taiwanese households will increase by 8.7% annually, reaching 4.5 trillion euros. Although the growth rate has slowed slightly from 9.3% in 2024, and is slightly lower than the average of 9.8% in other emerging markets in Asia (excluding Japan and China), it still exceeds the global average of 8.6%.

Allianz said that observing the asset allocation structure of Taiwanese people, securities assets performed the strongest, soaring 17.7%, and their growth was far stronger than deposits (4.9%) and insurance and retirement funds (2.4%). The proportion of securities in Taiwan's household assets has increased significantly to 34.9%, which is higher than the Asian average of 30.8%.

Looking further, after deducting inflation factors, Taiwan's financial assets will grow by 6.9% in real terms in 2025. Since 2019, Taiwan’s real wealth has increased cumulatively by 41.5%, which is not only higher than the Asian average (39.6%), but also significantly exceeds the global average (22.9%). In addition, Allianz said that in the face of 2026 to 2027, we must pay attention to the three major risks of slowing global economic growth, stagnant inflation, and geopolitical fragmentation, and specifically pointed out that AI will be the biggest variable affecting the future direction of wealth.

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