OpenAI announces ChatGPT Wallet for AI-powered payments

In the statement made by OpenAI, it was announced that the digital wallet ChatGPT Wallet was developed in cooperation with American Express, Mastercard and Visa.

In the statement, it was noted that ChatGPT Wallet will initially be offered to ChatGPT Pro subscribers in the USA through the personal artificial intelligence agent service called "dots".

It was stated in the statement that ChatGPT Wallet's artificial intelligence agents will allow users to make payments without accessing real card information, and it was emphasized that this will be the first wallet that requires security checks for every purchase.

In the statement, it was noted that ChatGPT Wallet also published tools and guides to help businesses serve their customers using artificial intelligence agents.

There will be limited access initially

It was stated in the statement that 1.2 billion people use ChatGPT every week, and most of these people use the artificial intelligence chatbot to research products, compare options and decide what to buy.

The statement stated that OpenAI's wallet feature will now help users complete their purchases and offer its agents a payment method that businesses can accept through their existing systems.

In the statement, which touched upon the conditions required to receive payments via ChatGPT Wallet, it was emphasized that websites should ensure that agents are not blocked by mistake, and payment and risk systems should recognize legitimate purchases made by agents.

In the statement, it was stated that the wallet service will initially be offered to a limited number of ChatGPT Pro users in order to benefit from real usage experiences and increase compatibility and reliability.

How will the acquisition work?

Users will add their card to the system once, then confirm each purchase without having to re-enter payment information.

For each purchase, first the user will review the products, total amount, and selected card, then confirm the transaction with a security check such as Face ID or fingerprint scan.

After the user's approval, the payment network will provide a token that replaces the real card information. This token will contain a card number, security code and expiration date. While the payment is collected from the user's chosen card, ChatGPT Wallet will not share the user's actual card information with the business or agent.

In the future, users will be able to completely delegate their purchases to their agents by setting clear parameters such as spending limits, purchase categories or specific time periods.