
AI-generated summary
The issue of housing costs is at the center of the debate in several EU countries, with discussions on green homes, short-term rentals and building plans. Eurostat data shows increases in house prices and rents in the second quarter of 2026 compared to the same period in 2025.
In several EU countries the issue of housing costs is at the center of the debate. We discuss green homes, with Italy and other states that are in infringement proceedings, short-term rentals and various building plans. Eurostat data has arrived on housing prices: in the second quarter of 2026, house prices in the EU increased by 4.7% and rents increased by 3% compared to the second quarter of 2025. The Italian data is in line with the EU one.
Compared to the first quarter of 2026, house prices increased by 1.2% and rents by 0.7%. Between 2025 and the second quarter of 2026, again according to Eurostat, house prices in the EU increased by 4.1% and rents by 2.6%. At the national level, comparing the second quarter of 2026 with the annual average for 2025, house prices increased faster than rents in 18 EU countries.
For further information: From the eviction of Maricarmen to the protests over the high cost of housing, how the crisis began in Spain
Eurostat data also shows that in 2025 - compared to 2024 - home sales in the EU increased in most countries for which data is available. In Italy the residential market closed the third quarter of 2026 with a drop in prices of 1.1%, to an average of 2,031 euros per square meter. On an annual basis, the balance remains positive, with 3.3% more than in September 2025, while on a monthly level - according to the idealista real estate portal - prices remain stable.
According to Vincenzo de Tommaso, head of research at idealista, the decline recorded in this quarter in Italy "reflects the delayed effect of the ECB's monetary tightening: still high interest rates translate into more expensive mortgages, reduce accessibility to credit and slow down part of the potential demand, in particular in peripheral areas and in the mid-range segments. The capitals, however, show greater resilience than expected".
For further information: House prices are growing, +4% in the second quarter: the greatest increase in Turin
Meanwhile, while the housing plan which became law last July proceeds, Giorgia Meloni's government is studying new measures to include in the budget. The intention, according to the hypotheses circulating, would be to allocate concessions for rent and the purchase of a first home above all to young people: on the table, for example, there would be a 5% flat rate tax for long-term rentals. "We need quality training, a safe and stable job, an adequate salary, a house at a fair price. Everything that creates the conditions for starting a family", the prime minister said in recent days.
For further information: Housing Plan, from controlled rents to faster evictions: here's what it provides
On the possible measures to be included in the Maneuver, the Deputy Minister of Economy Maurizio Leo gave some previews. “A measure that could be studied, financial resources permitting, are incentives for the purchase of the first home for under-36s, the extension of the possibility of applying VAT on the sale and rental of homes carried out by real estate sales and management companies, the reduction of the VAT rate from 10 to 5% for the rental of residential buildings (obviously with the exception of luxury properties) and the assimilation of residential buildings rented by construction companies, because today we have a distinction," he said.
While in Italy and Europe the debate on housing policies focuses on the difficulties of families, an analysis by the SoloAffitti Research Office on national data regarding evictions has become topical again. From what emerges, in 2024 the eviction orders issued by the judges in one year were over 40 thousand: approximately three out of four for non-payment or other causes. Furthermore, in 2024, 81,054 enforcement requests were presented to bailiffs, including those relating to decisions from previous years, while 21,337 evictions were actually carried out.
In 2024, compared to 2023, overall provisions grew by approximately 2%, while those classified for arrears or other causes decreased by approximately 2.2%. Enforcement requests increased by approximately 10%, while evictions actually carried out remained essentially stable.
Arrears, explains the study, remain the prevalent component, despite not recording an increase in the latest available annual comparison. Furthermore, even if the causes of arrears may be different and the data on evictions do not allow them to be distinguished, a picture of the economic difficulties linked to living emerges from the SoloAffitti survey on rentals: 37% of tenants report rents higher than their budget among the obstacles in finding a home, while 74% of owners declare that they have accrued - in their rental experiences - credits for unpaid rent.
The analysis also shows different methods in managing arrears: 43% of the responses indicate the start of an eviction procedure, 33% a direct agreement with the tenant to vacate the property, 17% a spontaneous restitution with rents still unpaid, 7% indicate the activation of a guarantee or a policy. The return of the keys, emerges from the analysis, therefore does not always coincide with the balance of the amount owed and sometimes, even if the house is vacated, an open debt remains: these are circumstances that do not fall within the eviction orders issued by the judges and which distort the counts.
"Eviction is the culmination of a situation that must be addressed much earlier – is the comment of Silvia Spronelli, CEO of SoloAffitti -. When a family is no longer able to afford the rent, the debt can grow to the point of making any solution difficult. And leaving the home does not necessarily mean having paid what is owed. This is why timely interventions are needed to support those in difficulty, together with tools that safeguard the continuity of payments".
For further information: Maneuver, from Cdm green light to Dpfp and budget deviation
AI outlook — possibilities, not facts
The Meloni government will include measures for under-36s in the budget, including a flat rate tax of 5% on long-term rentals.
Likely · Within weeks
The Italian real estate market will continue to show resilience in the capitals despite the quarterly decline in prices.
Possible · Within months

Anyone who has forgotten data in the 730 form or has missed the deadline can still regularize the position: the supplementary 730 must be submitted by 26 October 2026 via Caf or professional if the correction is favorable or neutral, while the Personal Income form can be used by 2 November 2026 also for unfavorable corrections, with active repentance for taxes, interest and penalties.

Delfin, holding company of the Del Vecchio family and shareholder of MPS with 17.6% of the capital, has announced its acceptance of Intesa Sanpaolo's public purchase and exchange offer on Monte dei Paschi di Siena and its commitment to vote in favor at the meeting of 29 October, after an extraordinary meeting of the Intesa Sanpaolo board of directors held on Saturday.

Delfin, shareholder of MPS, has communicated to Intesa Sanpaolo its commitment to participate in the public purchase and exchange offer on Monte dei Paschi di Siena, conferring the entire 17.6% stake and voting at the meeting in line with the conditions of the takeover bid.

Intesa Sanpaolo has increased the cash component of the offer for Monte dei Paschi di Siena by 25 cents in case the shareholders reject Luigi Lovaglio's defense plan. Delfin, shareholder with 17.5%, expressed his opinion in favor of Intesa's offer. The meeting on 29 October will be decisive for the future of the Sienese bank, with implications for Banco Bpm, Banca Generali and Mediobanca.

The board of directors of Delfin, the Del Vecchio family's holding company, met to analyze Intesa Sanpaolo's public purchase and exchange offer on Monte dei Paschi di Siena and would be inclined to support it, accelerating the decision in view of the MPS assembly on 29 October, after the 25 cent increase in the cash component of the offer if the shareholders reject Luigi Lovaglio's defensive plan.
The board of directors of the Luxembourg holding company Delfin would have examined the Monte dei Paschi di Siena dossier and decided to vote against the plan of the CEO Lovaglio at the shareholders' meeting scheduled for 29 October 2026.