25 percent discount campaign from TOKİ for housing and business buyers
A 25 percent discount is offered to beneficiaries who pay their debt in cash or make partial payments.
Quick Look
- The Ministry launched a 25 percent discount campaign for residential and business buyers.
- The application deadline for the campaign, which can be used by beneficiaries who pay all or at least 25 percent of their debt in advance, is October 19.
AI-generated summary
Why It Matters
The discount campaign, which was implemented upon popular demand from citizens, targets beneficiaries who want to pay off their debt balance.
According to the statement made by the Ministry, the 25 percent discount campaign, which was implemented upon intense demand from citizens, has attracted attention from buyers since the first day.
Within the scope of the campaign, which closely concerns approximately 228 thousand beneficiaries who want to pay their debt in advance and obtain the title deed, buyers who pay off the entire debt balance receive a net 25 percent discount.
Buyers who are unable to pay off their entire debt can also partially benefit from the same discount rate on the amount they deposit, if they make an advance payment of at least 25 percent of the debt balance.
Application deadline is October 19
Residential and business buyers who want to benefit from the campaign will be able to apply to the bank where they made their sales transactions until October 19.
Buyers will be able to learn the debt balances to be calculated as of the debt settlement date from the relevant bank between the same dates.
In order to benefit from the campaign, repayment installments must have started by the end of June 2025 at the latest, the installments for the relevant month must have been paid as of the application date, and there must be no retroactive installments or property tax debt.
Residential and business buyers with remaining installments of 12 months or less will not be able to benefit from the discount campaign.
Documents required for title deed transactions
Since the title deed will be delivered in projects where condominiums have been formed, when applying to the bank, the document showing the real estate declaration value to be obtained from the relevant municipality and the current DASK insurance policy are required to be delivered.
Buyers who want to benefit from a discount by paying off their debt balance can also use a housing loan from intermediary banks with which they have signed a Real Estate Sales Agreement.
Since it will not be possible to benefit from the 25 percent discount rate for debt settlement and partial payments to be made after October 19, citizens who want to obtain their title deeds must apply to bank branches until the specified date.
What to Watch
AI outlook — possibilities, not facts
Bank applications must be completed by October 19.
Very likely · Within weeks
Open Questions
- What is the total number of people who will benefit from the campaign?
