Ziraat Bank's asset size exceeded 10 trillion TL

According to the statement made by the bank, Ziraat Bank announced its financial results for the third quarter of 2026. While the bank's asset size reached 10 trillion 121 billion TL as of the end of September, its net profit in the first nine months of the year was 124.5 billion TL. The bank's shareholders' equity amounted to 808.1 billion TL.

Continuing its Turkish Lira-dominated balance sheet strategy, the bank's cash loans increased to 5.5 trillion TL and non-cash loans increased to 2.2 trillion TL. Thus, the total financing provided by the bank to the economy reached 7.7 trillion TL. While 84 percent of cash loans were directed to the financing of the real sector, the share of TL loans in total cash loans was 65 percent.

The bank's non-performing loans ratio was below the industry average of 2 to 3 percent at the end of the third quarter.

Agricultural loans exceeded 1.2 trillion TL

The loans provided by Ziraat Bank to the agricultural sector exceeded 1.2 trillion TL. As of the end of September, the balance of loans provided to 77 thousand women farmers reached 91 billion TL, while the balance of loans provided to 152 thousand young farmers amounted to 249 billion TL.

While the bank's total deposits increased to 6.5 trillion TL, the share of TL deposits in total deposits was 61 percent.

Ziraat Bank continued its activities at 129 service points in 21 countries through its subsidiaries and foreign branches.

Çakar: We did not compromise on credit quality while growing

Ziraat Bank General Manager Alpaslan Çakar, in his evaluation of the third quarter results, stated that the bank continued to grow its balance sheet in a period when global financial conditions tightened and energy-related risks continued.

Çakar said, "The economic program framework implemented in the country has started to gradually loosen funding conditions since the end of August. In this environment, as the leading bank of the sector, we did not compromise on credit quality while growing. With our selective credit policy and strong risk management infrastructure, we increased the financing we provided to the real sector and especially agriculture, while keeping our follow-up rate well below the sector average."

Referring to the bank's exceeding the 10 trillion TL asset size threshold, Çakar stated that they are proud to be the first bank to reach this level in Turkish banking as it approaches the 163rd anniversary of its establishment.

Noting that the financing need created by the disinflation process, artificial intelligence and new technologies, and green transformation will determine the agenda of the banking sector in the coming period, Çakar said that the focus of their strategies is on combining scale with efficiency and experience with technology.

Çakar also stated that they tied the financial support for the green transformation of their customers to concrete targets with the Climate Transition Road Map published by the bank.