Ziraat's asset size exceeded 10 trillion lira

Ziraat Bank announced its 2026 third quarter financial results. Accordingly, the Bank increased its asset size to 10.1 trillion TL and made a net profit of 124.5 billion TL in the first nine months of the year.

In the same period, Ziraat Bank increased its cash loans, which constitute the majority of its assets, to 5.5 trillion TL and its non-cash loans to 2.2 trillion TL; Thus, the total financing provided to the economy reached 7.7 trillion TL. While 84% of cash loans were directed to the financing of the real sector, the share of TL loans in cash loans was 65%.

Ziraat Bank General Manager Alpaslan Çakar made the following statements in his evaluation of the third quarter results of 2026:

"The third quarter of the year was a period in which global financial conditions tightened and energy-related risks remained vibrant. Within the framework of the economic program implemented in the country, a gradual loosening in funding conditions began from the end of August. In this environment, as the leading bank of the sector, we did not compromise on credit quality while growing. While keeping our follow-up rate well below the sector average with our selective credit policy and strong risk management infrastructure, we increased the financing we provided to the real sector and especially to agriculture.

Our widespread deposit structure and the resources we obtained from abroad enabled us to grow our balance sheet in a balanced structure. With our international network, we continue to support the Turkish business world in every geography. With our Climate Transition Roadmap published during this period, we tied the support we will provide to our customers' green transformation to concrete targets. We took strong steps for a sustainable future with the panels we organized, culture and civilization partnership, events at our stand and new financing agreements we signed at the United Nations Climate Summit COP31, of which we are the main sponsor.

As we approach the 163rd anniversary of our establishment, we are proud to be the first bank in Turkish banking to exceed 10 trillion TL in asset size. This success is the result of the knowledge that comes from our deep-rooted past. In the medium and long term, the financial normalization expected with the progress of the disinflation process, the reshaping of banking by artificial intelligence and new technologies, and the financing need created by the green transformation will determine the agenda of the sector. The focus of our strategy is to combine our scale with efficiency and our experience with technology. By bringing together our extensive service network and digital ecosystem with our understanding of being 'More than a Bank', we will offer credit, payment and investment services to all segments of the real economy, from agriculture to industry, in an integrated manner; “We will continue to increase our contribution to the balanced growth of the Turkish economy.”