
根據最新財報,元大、凱基、富邦證券2026年上半年經紀手續費收入合計656.87億元,年增156.9%;利息收入達111.27億元,年增28.3%。散戶融資需求激增帶動手續費與利息雙雙大幅成長。
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散戶透過融資融券增加槓桿參與台股交易,帶動券商經紀手續費與利息收入成長。
光是前三大券商,2026年上半年經紀手續費收入就年增逾400億元、利息也多收了35億元。(資料照)
〔記者高嘉和/台北報導〕散戶拉高槓桿衝台股,券商賺飽飽!光是前三大券商,2026年上半年經紀手續費收入就年增逾400億元、利息也多收了35億元。
「經紀手續費」一向是券商最大淨收益來源、占整體淨收益比重約4到5成。根據最新2026年上半年財報,元大證券經紀手續費狂攬344.3億元、年增率高達195.1%,光這項手續費收益即超越去年同期整體營業利益;凱基證券手續費收入達170.24億元、年增108.1%:富邦證券因合併效益發酵,手續費收入達142.32億元、年增148.7%。
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「利息收入」也是全面噴發。元大證券上半年融資利息收入由去年同期30.70億元大增至47.17億元,光是散戶融資利息就多賺16.47億元(年增 53.7%);借貸款項利息收入由17.9億元增至22.1億元,也增加約4.2億元(年增23.4%)。
凱基證券融資利息收入由去年同期10.52億元攀升至16.66億元,增加約6.14億元(年增58.3%);借貸款項利息收入由4.18億元成長至5.5億元,增加約1.32億元(年增31.5%)。
富邦證券融資融券利息收入由去年同期9.21億元增至14.43億元,增加約5.22億元(年增56.6%);借貸款項利息收入由3.84億元升至5.41億元,增加約1.57億元(年增41%)。
三大券商2026年上半年光是經紀手續費收入合計入帳656.87億元,相較去年同期的255.71億元,暴增401.15億元,成長率達156.9%;受惠於融資與不限用途借貸規模急遽擴大,利息收入合計達111.27億元,也比去年同期多賺了34.92億元(年增28.3%)。
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若台股維持震盪向上,三大券商下半年經紀手續費成長勢頭有望延續
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