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Back建行国庆期间快速落地房贷贴息政策,服务居民及时享受贴息实惠
建行国庆期间快速落地房贷贴息政策,服务居民及时享受贴息实惠
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中国新闻网2 hours agoReal_estate2 min readChinaView translation

建行国庆期间快速落地房贷贴息政策,服务居民及时享受贴息实惠

Quick Look

10月1日起,全国居民购房贷款贴息政策正式实施。建设银行积极响应,明确服务流程、制定贴息确认书、完善系统功能,实现“免申即享”。国庆期间,四川、浙江、江苏、广东、安徽、北京等地分行走进楼盘和中介机构,讲解政策并发放首批贴息贷款。四川成都双流、宜宾、南充等地首日发放贴息贷款210万元;浙江嘉兴、湖州、绍兴发放全省首批贷款;江苏镇江房展会现场办理60万元贷款;广东省分行国庆期间办理贴息贷款超5亿元;安徽合肥高新等地累计发放154.5万元;北京客户邓女士获主动服务并预计5年节省利息2.4万元。建设银行将持续优化服务,推动政策红利覆盖更多刚需家庭。

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Why It Matters

10月1日起,全国居民购房贷款贴息政策正式实施。建设银行积极响应,明确服务流程、制定贴息确认书、完善系统功能,让“免申即享”落到实处。

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10月1日起,居民购房贷款贴息政策在全国正式实施。建设银行积极响应、迅速行动,第一时间明确服务流程、制定贴息确认书、完善系统功能,让“免申即享”落到实处。建设银行各地分行国庆期间走进楼盘、房产中介机构,讲政策、算细账,确保首批贴息贷款及时发放,把财政贴息的政策红利送到购房者身边,助力符合条件的购房家庭尽早享受贴息实惠。

四川:政策首日快速实现贷款投放

政策实施首日,建设银行四川成都双流、宜宾、南充等分支机构分别为4名购房客户发放贴息贷款210万元,涵盖新建商品住房和二手住房。四川成都双流分行客户杨先生表示:“政策刚实施就享受到了贴息,办理也很方便,通过手机银行可查看贴息详情,省下多少利息,心里清清楚楚。”

浙江:专项服务团队助圆安居梦

建设银行浙江省分行在国庆假期组建专项服务团队开展贴息服务,嘉兴、湖州、绍兴分行成功发放全省首批居民购房贴息贷款。“政策刚落地就享受到了实惠,办理过程顺畅省心,实实在在减轻了我们安家的压力,圆了我们的小家梦。”一位客户在成功办理45万元住房贷款并享受贴息后激动地说道。这笔45万元的贷款发放后,预计5年累计可节省利息支出超2万元。

江苏:做好多场景刚需购房贴息服务

国庆期间,建设银行江苏省分行把贴息惠民政策带进房展会、送到楼盘现场、深入中介门店,现场设立服务展台,积极服务刚需购房群体。在镇江房协秋季城区房展会上,购房者蒋先生现场办理贴息房贷60万元,他表示“每月少还500,5年省下3万,刚好可以用作装修资金。以前总觉得买房会压缩日常开支,现在有政策加持,置业压力轻了不少。”

广东:让务工家庭在城市安家少些负担

国庆期间,建设银行广东省分行共办理贴息贷款金额超5亿元,以高效金融服务助力新市民安家圆梦。

江门建筑工人莫女士夫妇办理一手住房贷款69万元,预计5年节省利息支出近3.5万元;佛山外来务工人员林先生办理首套住房贷款53万元,预计5年节省利息约2.65万元;中山务工人员陈先生办理37万元首套按揭贷款,预计5年节省利息约1.8万元。

安徽:房贷贴息让购房计划更踏实

国庆期间,建设银行安徽省分行通过楼盘走访、驻点服务,帮助客户了解政策、算清成本,辖内合肥高新、庐阳、安庆等分支机构第一时间完成贷款投放,为3名购房客户累计发放贴息贷款154.5万元。

客户李女士租房快6年,一直希望拥有自己的住房,不用频繁搬家,计划购入一套90多平方米的两居室,算过贴息账后,她发现还款负担下降,她说:“之前还在纠结继续租房还是咬牙买房,现在政策给了很大底气,房贷支出与现有租金差不多,打算近期敲定房源,尽快办理贷款。”

北京:靠前服务将贴息红利送到家

客户邓女士9月向建设银行北京市分行申请办理二手住房按揭贷款50万元。新政出台后,经客户经理筛查核实,邓女士恰好满足贴息政策适用条件,预计5年累计节省利息约2.4万元。客户经理第一时间主动联系客户,细致讲解贴息政策、贴息服务确认书内容与办理流程,靠前服务获得客户好评。

万家灯火,心系安居。建设银行将持续加大购房贴息政策宣传力度,优化业务办理流程和服务体验,推动贴息红利覆盖更多刚需家庭,助力居民更好实现安居梦。

Open Questions

  • 政策具体补贴比例和期限是多少?
  • 哪些人群可以享受该贴息政策?
  • 政策资金来源和财政承担方式是什么?

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This article was originally published by 中国新闻网.

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