The profitability of short-term deposits in the top 20 Russian banks increased in the summer of 2026

In the summer of 2026, the profitability of short-term deposits in the 20 largest Russian banks by capitalization increased noticeably. This is evidenced by data from the financial marketplace “Finanuslugi”, which Lenta.ru reviewed.

From May 29 to September 2, average rates on deposits for up to a year in leading financial institutions increased by 0.14-0.55 percentage points (pp). This category of banking products was the only one in which positive dynamics were observed, experts noted. For deposits of two years and above, average rates either remained at the same level or fell.

The profitability of short-term ones, on the contrary, grew. Thus, 12 banks from the top 20 increased rates on deposits for three months, the increase was up to 5.5 percentage points; in another 11 financial institutions, profitability increased in the segment of short-term deposits (an increase of 1.14 percentage points). Six banks increased rates on annual deposits (to plus 1.9 percentage points).