The fixed assets and net worth of the six major life insurance companies will grow in the first half of 2026

Changes in fixed assets and net worth of the six major life insurance companies in the first half of 2026. (Photo by reporter Wu Xintian)

[Reporter Wu Xintian/Taipei Report] The total fixed income of the six major life insurance companies in the first half of this year reached 438.2 billion yuan, an increase of 17.6 billion yuan from 420.6 billion yuan in the same period last year, with an annual growth rate of approximately 4%. The six major life insurance fixed income sources mainly include interest income of 397 billion yuan, rental income of 17.1 billion yuan and dividend income of 24.2 billion yuan.

Judging from the performance of each company, Cathay Life ranked first with 132.5 billion yuan, an annual increase of 14.8 billion yuan, an increase of 13%; Fubon Life's stable income was 81.6 billion yuan, an annual increase of 1%; Nanshan Life It was 84.5 billion yuan, an annual decrease of 3%; Shin Kong Life Insurance totaled 66.1 billion yuan, an annual increase of 7%; KGI Life was 38.9 billion yuan, an annual decrease of 4%; Taiwan Life was 34.7 billion yuan, an annual increase of 6%.

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In terms of net worth, benefiting from financial market trends and accounting evaluation adjustments, the overall net worth of the six major life insurance companies has increased significantly. The total net worth rose from 1.9385 billion yuan at the beginning of 2026 to 3.5078 billion yuan at the end of June, a cumulative increase of 81%. All life insurance companies have achieved positive growth in net worth.

As of the end of June, Cathay Life’s net worth reached 958.7 billion yuan, an increase of 454.2 billion yuan from 504.5 billion yuan at the beginning of the year, an increase of 90%; Fubon Life’s net worth was 883.4 billion yuan, an increase from the beginning of the year 352.6 billion yuan, an increase of 66%; Nanshan Life's net worth was 563 billion yuan, an increase of 269.6 billion yuan, an increase of 92% from the beginning of the year; Shin Kong Life's net worth was 403.2 billion yuan, an increase from the beginning of the year An increase of 171.6 billion yuan, an increase of 74%; KGI Life's net worth was 348.7 billion yuan, an increase of 134.4 billion yuan, or 63%, from the beginning of the year; Taiwan Life's net worth was 350.8 billion yuan, an increase of 187 billion yuan from the beginning of the year, ranking first among the six companies with a growth rate of 114%, mainly due to the increase in the unrealized evaluation of financial assets measured at fair value (OCI) through other comprehensive gains and losses.

Analyzing the sources of momentum for the increase in net worth, all six major life insurance companies contributed a total of 174.6 billion yuan in after-tax earnings and 306.3 billion yuan in realized stock benefits in the first half of the year. In addition, driven by the 59.3% rise in the Taiwan Stock Weighted Index in the first half of the year, the unrealized balance of OCI assets changed as much as 637.4 billion yuan. On the other hand, the increase in the discount rate of the New Taiwan Dollar in the first half of the year led to a decline in liability evaluation, which further increased the change in the unrealized balance of OCI liabilities by 473.3 billion yuan, all of which became important factors in pushing up the net worth of the six major life insurance industries.

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