
The aim is to sustainably finance social care insurance and strengthen home care.
AI-generated summary
Nursing care insurance is under financial pressure and needs stabilization measures. The cabinet decided on the first relief measures in September.
"The costs are getting out of hand - and at the same time, people too often don't get exactly the care they need," explained Federal Health Minister Carsten Linnemann (CDU). The coalition must therefore ensure that care remains affordable and reaches where it is needed. According to the Ministry of Health, the goal is to “ensure good nursing care and keep the contribution rate for social nursing care insurance stable until after 2030.”
The commission has the following major tasks: It is supposed to analyze the expenditure of social long-term care insurance and recommend measures for sustainable and needs-based financing. It should also develop suggestions for more efficient and better care provision and think about how prevention and early rehabilitation can be used more extensively.
Focus on home care
Linnemann places one focus on strengthening home care. “It is particularly important to me to focus on those who take responsibility for relatives at home every day,” said Linnemann. The commission only has an examination order on the subject of care caps: a limit on the personal contributions for the stay in a nursing home should be “examined,” according to the cabinet proposal. This was demanded by the SPD, among others.
Linnemann recalled “first aid measures for care,” which had already received the green light in the cabinet in September. The decision in the ministerial group around Chancellor Friedrich Merz (CDU) was preceded by nightly negotiations until shortly before the cabinet appointment.
According to the nursing care insurance funds, long-term care insurance quickly needs billions of dollars to stabilize finances. The first aid package is, among other things, planned to increase the contribution rates for childless people by 0.3 percentage points as of January 1, 2027.
AI outlook — possibilities, not facts
Increase in contribution rates for childless people by 0.3 percentage points as of January 1, 2027.
Very likely · Within months

In Tirana there were violent protests by students against education policy for the second day in a row. Police used water cannons and tear gas as the opposition expressed support for the protesters.

Chancellor Merz delivers a government statement in the Bundestag. Meanwhile, the SPD and the Greens interrupt explorations with the Left in Berlin, the coalition agrees on a sugar tax and Germany is elected to the UN Human Rights Council.

The federal cabinet has set up a 13-member expert commission for nursing care reform. By January 2027, it should develop solutions for financing, limiting personal contributions and organizing care according to needs.

Chancellor Friedrich Merz speaks in the Bundestag about the EU budget, aid to Ukraine and social reforms. Meanwhile, the SPD and the Greens interrupt explorations with the Left in Berlin, and Alexander Schweitzer is sworn in as the new labor minister.
The federal government has adopted a key points paper for better digital protection of children and young people. The plans include a social media ban for under-13s, restrictions for young people, stricter algorithm rules and digital age verification.

The German Economic Institute warns of internal conflicts in a possible AfD government in Saxony-Anhalt. Radical, directly elected representatives could block government action through their independence from the party leadership.