With assistance of up to R$55,000 for your own home, 'Morar Bem' reopens registration in Amapá
Registration is free and can be done online until November 14th. Benefit is intended for the down payment on real estate.
By Isadora Pereira, g1 AP — Macapá
Amapá has reopened registrations for the Morar Bem housing program. The initiative offers subsidies of up to R$55,000 for homeownership.
Interested parties can register for free online until November 14th. The first phase only requires filling out the online form.
The resource finances new properties or those under construction in the South and West zones of Macapá. The state program can be added to the FGTS.
House model from the 'Morar Bem' program. — Photo: Disclosure/Vex
Registration for the 'Morar Bem' housing program has reopened in Amapá. The initiative grants subsidies of up to R$55,000 to help families pay the down payment for purchasing their own home.
Interested parties have until 11:59 pm on November 14th to register for free online.
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Values by income range
The value of the benefit varies according to gross monthly family income, prioritizing lower-income families. The property financing installments start at R$500.
Check the breakdown of the aid bands:
Family income of up to R$3,200: subsidy of up to R$55 thousand;
Family income of up to R$5,000: subsidy of up to R$35 thousand;
Family income of up to R$9,600: subsidy of up to R$20 thousand.
How to apply and required documents
Registration is carried out digitally and self-declaratively on the program's official website. In this first phase, the candidate only needs to fill out the electronic form with the requested data.
Personal documentation, proof of residence (issued within a maximum of 60 days) and proof of income for the last three months must be presented later to the financial agent, during the credit analysis and property selection stages.
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Integration with Minha Casa, Minha Vida
The financial contribution is intended for the purchase of new properties or those under construction in accredited private residences. The program acts in a complementary way to Minha Casa, Minha Vida and allows state aid to be added to discounts from the Service Time Guarantee Fund (FGTS).
The State Department of Housing (Sehab) is responsible for managing registrations and validating information.
After meeting the requirements of the notice, the secretariat issues the Subsidy Grant Certificate (CCS), a document that formalizes the reservation of the amount for the purchase of the house.
According to the ministry, the focus of the program is to serve workers who have income, but find it difficult to collect the amount required as a down payment for the property.
"Morar Bem Amapá was designed to directly serve families who work, have income, but find the entry price of the property one of the main difficulties in obtaining their own home. The subsidy from the State Government comes precisely to reduce this barrier, facilitating access to housing and allowing Amapá citizens the opportunity to obtain a decent home, with infrastructure and security", explained the Assistant Secretary of Housing, Walter Oliveira.
Location of properties
The properties accredited by the program are located in the South and West zones of Macapá. The units have basic infrastructure and leisure areas.
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