Qing'an 3.0's first month on the road: Acceptance status of eight major public banks announced

Among the public banks, Land Bank has provided the most loans to 858 customers, followed by Bank of Taiwan with 621 customers. The remaining banks have not reached 600 customers.

In the first month of Qingan 3.0’s launch, the acceptance status of the eight major public banks was released. The Ministry of Finance announced that in August, Qing'an 3.0 accepted a total of 4,605 ​​households with an amount of 39.69 billion yuan, and had completed loans to 175 households, with an amount of 1.629 billion yuan. If Qing'an 2.0 cases that had been submitted before July 31, but the banking system was completed only after August, the total number of applications in August reached 4,995 households, with an amount of 41.849 billion yuan, and 3,985 households, with a loan amount of 32.916 billion yuan, were completed.

The Ministry of Finance also announced for the first time the processing status of Qing'an 3.0 "newlywed homes" and "nursing homes". Among them, 329 newlywed homes were accepted in August, with an amount of 3.823 billion yuan, and 11 homes, with a loan amount of 125 million yuan, have been completed; while 667 homes were accepted, and 62 homes, with a loan amount of 801 million yuan, have been completed, indicating that people have applied for the new preferential plan of the policy.

Judging from the acceptance status of the eight major public-share banks, Land Bank ranked first in accepting Qing'an 3.0 accounts in August with 1,016 accounts, followed by Mega Bank with 722 accounts, Heku Bank ranked third with 712 accounts, Bank of Taiwan ranked fourth with 696 accounts, and South China Bank ranked fifth with 649 accounts. The remaining public-share banks did not reach 600 accounts.

However, if we look at the overall Qing'an loan situation, a total of 3,985 households worth 32.916 billion yuan were completed in August, a decrease of 1,314 households worth 10.258 billion yuan from July, of which Qing'an 3.0 accounted for 175 households worth 1.629 billion yuan. Among the public banks, Land Bank has provided the most loans to 858 customers, followed by Bank of Taiwan with 621 customers. The remaining banks have not reached 600 customers.

The Ministry of Finance pointed out that the number and amount of accounts accepted by Qing'an 3.0 in the first month of August showed an increase compared with July. If compared with Qing'an 2.0 in the same period last year, the eight major public banks accepted 3,667 accounts and 30.2 billion yuan in August last year. In August this year, the number of accounts accepted by Qing'an 3.0 reached 39.69 billion yuan. Both the number of accounts and the amount showed an annual increase.

With the support of rigid demand for self-occupancy and first-time purchase, as well as the continuation of the Qing'an 3.0 policy, people still have certain incentives to apply for mortgage loans. The subsequent performance of the housing market still needs to observe changes in policies, mortgage conditions and overall market demand. It is expected that the housing market transaction volume will remain stable throughout the year.