Evaluation of the Transfer Transaction in the Savings Financing Sector from the Association of Financial Institutions

The Association of Financial Institutions (FKB) made an evaluation regarding Emlak Katılım Savings Finance's acquisition of Katılımevim Savings Finance and Birevim Savings Finance.

FKB pointed out that the savings finance sector has undergone a significant transformation in recent years in the areas of institutionalization, capital structure, risk management, transparency and protection of customer rights under the supervision and control of BRSA.

Ali Emre Ballı: “A structure is being formed that will further carry trust and corporate standards in the sector”

FKB President Ali Emre Ballı made the following statements regarding the transfer: “We consider the acquisition of Katılımevim and Birevim by Emlak Katılım Savings Finansman as an important development that will further strengthen the institutional structure of the savings finance sector.

Today, savings financing goes beyond being just a financing model for housing or vehicle acquisition. It is carving out a stronger place for itself in Turkey's financial architecture with its expanding customer base, growing balance sheet structure and increasing product diversity. In the next period, the main issue for the sector is not only to grow; The goal will be to carry this growth with trust, transparency and strong corporate standards.

We do not read the future of the sector only through transaction volume or asset size. Intrinsic value; It manifests itself in bringing savings into the economy, diversifying access to finance, and enabling individuals to implement their long-term plans with a more predictable structure. The sustainability of this structure is possible with strong capital, effective supervision, healthy liquidity management and constant protection of customer trust.

A structure in which public and private sector players become stronger together and where competition raises service quality and corporate standards will further strengthen the reliability of the sector and its position within the financial system. “We expect the savings finance sector to continue its development on stronger institutional structures, higher service standards and a stronger foundation of trust in the coming period.”

Savings finance sector continued its strong growth in the first half

According to FKB's first half 2026 data, the asset size of the savings finance sector increased by 188 percent compared to the same period last year, reaching 501 billion TL, and the number of customers exceeded 1.5 million.